Injured in a car accident and need free legal advice? Call 1-800-ATTORNEY (1-800-288-6763)!

Being involved in a car accident can be a traumatic and overwhelming experience, and many
people have concerns about the legal costs associated with pursuing a claim for their injuries
and damages. There's a common misconception about how much you're expected to pay for
legal representation in a car accident case. In fact, there’s so much misinformation out there
that most people don’t realize that it’s possible to get free and low-cost legal help for their
situation.

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If you have been injured in a car accident and need expert legal guidance, call 1-800-
ATTORNEY today to discuss the facts of your case with an experienced personal injury lawyer
(calls accepted 24/7).
Whether you’ve been involved in a minor fender-bender or a serious collision, your best bet is
always going to be finding a local car accident attorney who offers free consultations.
When you call 1-800-ATTORNEY (1-800-288-6763), you'll be connected with a car accident
lawyer in your area who’s familiar with the personal injury laws in your state, who's willing to
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The aftermath of a car accident can be overwhelming. You might be dealing with physical injuries, emotional trauma, car repairs, lost wages, and a mountain of medical bills. On top of that, navigating the complexities of insurance claims and potential legal battles can feel like an impossible task.

Here at 1-800-ATTORNEY, we understand the immense stress and uncertainty you’re facing. Our car accident lawyers have helped countless car accident victims just like you secure the compensation they deserve to get back on their feet.

If you’ve been involved in a car crash, it’s crucial to have a car accident lawyer on your side. Our auto accident attorneys specialize in car accident law and have a deep understanding of the legal system surrounding motor vehicle accidents. We can help you navigate the complexities of filing personal injury claims and dealing with insurance companies.

In any car accident case, the goal of our personal injury attorneys is to help you obtain the compensation you deserve for your injuries, lost wages, and other damages resulting from the car crash. We have a proven track record of success in handling car accident injury cases and will fight tirelessly to protect your rights.

The legal system can be complex, and insurance companies often prioritize their bottom line over ensuring you receive fair compensation. You don’t have to go through this alone. Our team of experienced auto accident lawyers is available 24/7 to provide you with expert legal advice. We’ll fight to protect your rights, navigate the legal complications, and ensure you get the compensation you deserve for your injuries, lost wages, and car repairs.

Don’t wait to get the help you need after a car accident. Contact our car accident law firm today by calling (1-800-288-6763) for a free consultation with one of our skilled car accident attorneys.

Types of Car Accidents

Various types of car accidents occur on the road every day. However, here are the most common types:

Rear-End Collisions

These are the most frequent types of car accidents, often happening at intersections or due to following too closely. When one vehicle fails to stop in time and crashes into the back of another, the impact can cause whiplash, neck injuries, back pain, or death.

Head-On Collisions

This occurs when the fronts of two vehicles collide head-to-head, these accidents are less common but tend to be more severe. Due to the opposing forces involved, head-on crashes can result in serious injuries or fatalities. They can be caused by factors like driving under the influence, wrong-way driving, or swerving into oncoming traffic.

Side-Impact Collisions (T-Bone Accidents)

This type of car accident occurs when the side of one vehicle is struck by the front or rear of another, often at intersections. T-bone accidents can cause significant injuries to occupants on the impacted side due to the weaker structure compared to the vehicle’s front.

Single-Vehicle Accidents

Single-vehicle accidents involve one car losing control and hitting a stationary object like a tree, guardrail, or another vehicle. 

Common causes include distracted driving, speeding, or adverse weather conditions. Depending on the impact and whether a rollover occurs, injuries can range from minor to severe.

Multi-Vehicle Accidents

Also known as pile-ups, these involve multiple vehicles colliding, often in chain reactions on highways due to sudden braking or poor visibility. The extent of damage and injuries can vary greatly depending on the number of vehicles involved and the nature of the impact.

Hit-and-Run Accidents

Hit-and-run accidents occur when a driver who causes an accident leaves the scene without exchanging information. Hit-and-runs can be quite challenging because the driver is nowhere to be found. This means that you need an experienced car accident lawyer to handle the case.

Main Causes of Car Accidents

While car accidents can happen due to unforeseen circumstances, a significant portion are caused by preventable actions. Here are some of the leading causes of car accidents in the United States:

Impaired Driving

Driving under the influence of alcohol or drugs is a grave threat to yourself and others. Alcohol slows reaction time, impairs judgment, and reduces coordination – all crucial skills for safe driving. 

The 2022 NHTSA data shows that drunk driving crashes resulted in over 11,000 fatalities. Drugged driving can have similar effects, and the dangers extend to marijuana use as well.

Speeding

Speeding reduces the time a driver has to react to a dangerous situation and increases the severity of an impact. It’s a major factor, especially in crashes on rural roads. According to NHTSA, speeding was a factor in over 26% of fatal crashes in 2022.

Distracted Driving

Distracted driving has become a major concern, often surpassing drunk driving as a leading cause of accidents. Texting, talking on the phone, using a GPS, eating or drinking, or simply taking your eyes off the road for a moment can significantly impair your ability to react to hazards. The NHTSA reports that in 2020, distracted driving was a factor in over 29% of fatal crashes.

Reckless Driving

This encompasses a variety of dangerous behaviors behind the wheel, such as aggressive driving, tailgating, ignoring traffic signals, and illegal lane changes. These actions significantly increase the risk of accidents.

Drowsy Driving

Just like alcohol, fatigue can impair judgment and reaction time. Driving while drowsy can be as dangerous as driving under the influence. The AAA Foundation for Traffic Safety reports that drowsy driving caused 30% of fatal crashes on major roadways.

Adverse Weather Conditions

Rain, snow, fog, and low visibility can all significantly impact driving conditions. It’s crucial to adjust speed and driving behavior for the weather to maintain control of the vehicle.

Vehicle Defects

Mechanical problems like brake failure or tire blowouts can contribute to accidents. Regular car maintenance is essential for ensuring your vehicle is safe to operate.

Common Car Accident Injuries

Car accidents are a frighteningly common occurrence. According to the National Highway Traffic Safety Administration (NHTSA), in 2022 alone, there were over six million car accidents reported in the U.S., resulting in millions of injuries and thousands of fatalities.

The type and severity of injuries sustained in a car accident depend on various factors, including the type of collision, the speed of the vehicles involved, and the use of seat belts and airbags. Here are some of the most common car accident injuries:

Whiplash

Whiplash is a soft tissue injury to the neck, caused by the sudden forceful back-and-forth movement of the head. Symptoms like pain, stiffness, and headaches can arise immediately or even days after the accident.

Back and Spinal Cord Injuries

The impact of a collision can strain or tear muscles and ligaments in the back. More serious back injuries can involve herniated discs, spinal fractures, or even paralysis, depending on the severity of the impact.

Head Injuries

These range from mild concussions to life-threatening traumatic brain injuries (TBI). Symptoms of a concussion can include dizziness, headaches, and confusion, while TBIs can cause more severe issues like memory loss, impaired speech, and coma.

Broken Bones

The force of a collision can cause fractures in any bone in the body, with limbs, ribs, and the collarbone being especially vulnerable. Healing time depends on the severity of the break and may require casting, surgery, or physical therapy.

Soft Tissue Injuries

Soft tissue injuries encompass muscle strains, sprains, and ligament tears. They can occur throughout the body due to sudden impacts or contortions during a crash. While often painful, they typically heal with rest and physical therapy.

Chest Injuries

The impact of a crash can cause injuries to the chest wall, ribs, or internal organs like the lungs or heart. Symptoms like pain, difficulty breathing, and coughing up blood can indicate a serious chest injury that requires immediate medical attention.

Facial Injuries

Cuts, bruises, and broken facial bones can occur due to contact with airbags, the dashboard, or flying debris. Depending on the severity, these injuries may require stitches, facial reconstruction surgery, or dental work.

Psychological Trauma

Car accidents can be incredibly stressful and traumatic experiences. People involved may experience anxiety, depression, or post-traumatic stress disorder (PTSD) following an accident, even if they haven’t sustained physical injuries.

What to Do After a Car Accident

The aftermath of a car accident can be overwhelming. You might be dealing with physical injuries, emotional trauma, car repairs, lost wages, and a mountain of medical bills. On top of that, navigating the complexities of insurance claims and potential legal battles can feel like an impossible task.

Here’s a step-by-step guide to help you navigate the immediate aftermath of a car accident:

Ensure Safety

• Check Yourself and Others: The first priority is ensuring everyone’s safety. Assess yourself and your passengers for injuries. If anyone is seriously hurt, call 911 immediately.
• Move to a Safe Location: If possible, move your car to the side of the road to avoid blocking traffic. If you can’t move your car, turn on your hazard lights.

Call the Police

Having a police report is crucial for insurance claims and potential legal cases. The report will document the accident scene, witness statements, and details of the collision.

Seek Medical Attention

Even if you feel okay initially, adrenaline can mask injuries. Get checked by a doctor to diagnose any potential issues and create a medical record for future reference.

Exchange Information

Collect contact and insurance details from all involved drivers, including any witnesses. Take photos of driver’s licenses, insurance cards, and the accident scene (damage to vehicles, skid marks, etc.).

Don’t Admit Fault

Avoid discussing fault or responsibility at the scene. Simply exchange information and stick to the facts of the accident.

Contact Your Insurance Company

Report the accident to your insurance company as soon as possible. Be truthful in your description of the events but avoid offering unnecessary details.

Document Everything

Keep detailed records of everything related to the accident, including medical bills, repair estimates, lost wages, and any communication with your insurance company.

Contact a Car Accident Lawyer

The legal system can be complex, and insurance companies may not always offer fair compensation. An experienced car accident lawyer can advocate for your rights, navigate the legalities, and ensure you receive the compensation you deserve.

Compensation Available to Car Accident Victims

Being involved in a car accident can be a life-altering event. The physical, emotional, and financial burdens are often overwhelming. Fortunately, the legal system allows car accident victims to seek compensation for their losses. This compensation can help alleviate the financial strain and provide resources for recovery.

Types of Compensation

Car accident victims can recover compensation for a variety of damages, categorized into two main areas: economic damages and non-economic damages.

Economic Damages

These are the quantifiable financial losses you suffer due to the accident. They can include:

• Medical Expenses: This covers all past, present, and future medical bills related to the accident, including doctor visits, hospitalization, surgery, rehabilitation, medication, and therapy.
• Lost Wages: If your injuries prevent you from working, you can be compensated for lost income, including salary, bonuses, and commissions. This may also extend to future lost earning potential if your injuries have long-term impacts on your ability to work.
• Car Repairs or Replacement: The cost of repairing your vehicle or the value of your car if it’s totaled.
• Out-of-Pocket Expenses: This includes any additional costs incurred due to the accident, such as transportation to medical appointments, household help if you’re unable to perform daily tasks, or childcare if you can’t care for your children.

Non-Economic Damages

These are the intangible losses that are more difficult to quantify but can have a significant impact on your life. They may include:

• Pain and Suffering: Compensation for the physical and emotional pain you’ve endured due to the accident.
• Mental Anguish: This includes anxiety, depression, post-traumatic stress disorder (PTSD), and other emotional distress caused by the accident.
• Loss of Consortium: Compensation for the loss of companionship, intimacy, and love due to your injuries.
• Loss of Enjoyment of Life: If your injuries prevent you from participating in activities you once enjoyed, you may be compensated for this loss.
• Scarring and Disfigurement: Compensation for the physical and emotional impact of any visible scars or disfigurement caused by the accident.

Determining the Value of Your Claim

The value of your car accident claim will depend on the specific facts of your case, including the severity of your injuries, the extent of your economic losses, the impact on your life, and the degree of fault attributed to the other driver. An experienced car accident lawyer can help you evaluate your case, gather evidence, and negotiate with the insurance company to ensure you receive fair compensation.

Statistics on Car Accident Compensation

According to a 2023 study by the Insurance Information Institute, the average car accident settlement in the United States is $20,235. However, this is just an average, and the actual amount you receive can vary widely. Some settlements reach millions of dollars for severe injuries, while others may be less for minor injuries.

The aftermath of a car accident can be overwhelming, and dealing with insurance companies and legal complexities adds to the stress. An experienced car accident lawyer can advocate for your rights, handle the legal aspects of your case, and fight to ensure you receive the compensation you deserve.

Insurance Issues and Disputes

The unfortunate reality of car accidents is that dealing with the aftermath often extends beyond physical injuries and car repairs. Insurance companies play a critical role in these situations, but navigating the claims process and potential disputes can be stressful and confusing. 

Here are some common insurance issues and disputes that can arise after a car accident:

Determining Fault

A crucial aspect of your claim is establishing fault for the accident. Insurance companies will investigate the details of the accident and assign a percentage of blame to each driver involved. This directly impacts who pays for what. Disagreements about fault are frequent, especially in situations with multiple vehicles or unclear evidence.

Denial of Coverage

Your insurance company may deny your claim entirely if they determine you violated the terms of your policy at the time of the accident (e.g., driving under the influence). They may also deny coverage if they believe the accident falls outside the scope of your policy (e.g., damage caused during off-roading with a standard car insurance policy).

Lowball Offers

Insurance companies are notorious for offering settlements that are significantly lower than the actual cost of your damages. This includes car repairs, medical bills, lost wages, and pain and suffering.

Uninsured/Underinsured Motorists (UM/UIM)

If the driver who caused your accident doesn’t have insurance, or their coverage is insufficient, your own UM/UIM policy can provide compensation. However, disputes can arise regarding the validity of your UM/UIM claim or the amount of coverage offered.

Medical Bills

Medical bills can pile up quickly after an accident. Your insurance company may only cover a portion of these bills, leaving you responsible for the remaining balance. Negotiating with medical providers or disputing their charges can be a complex process.

How to Handle Insurance Issues

• Document Everything: Gather as much evidence as possible, including the police report, accident scene photos, witness statements, and medical records.
• Understand Your Policy: Familiarize yourself with the terms and conditions of your car insurance policy.
• Be Clear and Concise: Communicate clearly and consistently with your insurance company. Maintain a written record of all interactions.
• Don’t Settle Too Quickly: Don’t feel pressured to accept the first offer from your insurance company. Consider seeking legal advice before accepting a settlement.

Dealing with insurance companies on your own can be overwhelming, especially when faced with complex disputes. Consider seeking legal help from a car accident lawyer in the following situations:

• Your injuries are severe, and you anticipate significant medical expenses.
• The insurance company denies your claim or offers a lowball settlement.
• Fault for the accident is contested.
• You’re unsure about your rights or how to proceed with your claim.

An experienced lawyer can advocate for your best interests, negotiate with the insurance company on your behalf, and ensure you receive fair compensation for your damages.

Why You Need a Car Accident Attorney

The aftermath of a car accident can be incredibly overwhelming. You might be dealing with physical injuries, emotional trauma, car repairs, lost wages, and a mountain of medical bills. 

On top of that, navigating the complexities of insurance claims and potential legal battles can feel like an impossible task. Here’s why you need a car accident attorney to handle your case:

Protecting Your Rights and Interests

The legal system can be complex, and insurance companies often prioritize their bottom line over ensuring you receive fair compensation. An experienced attorney can advocate for you, ensure your rights are protected, and fight to get you the compensation you deserve.

Expert Legal Guidance

Car accident laws and procedures can be intricate. A lawyer with experience in personal injury law can provide expert legal guidance throughout the entire process, from filing a claim to dealing with insurance companies and potentially even going to court.

Building a Strong Case

To obtain fair compensation, a strong case needs to be built. An attorney can gather evidence, such as police reports, medical records, witness testimonies, and accident scene photos, to support your claim. They can also consult with experts like accident reconstruction specialists, medical experts, or financial experts to strengthen your case.

Negotiating a Fair Settlement

Don’t underestimate the power of an experienced negotiator. Insurance companies may try to offer you a lowball settlement. An attorney can negotiate on your behalf to ensure you receive a settlement that reflects the full extent of your damages.

Going to Court (if Necessary)

If a fair settlement cannot be reached with the insurance company, your attorney can represent you in court and fight for the compensation you deserve.

Statute of Limitations on Car Accident Cases

After a car accident, the focus should be on healing and getting your life back on track. However, there’s a crucial legal concept you need to be aware of: the statute of limitations. 

This law sets a deadline by which you must file a lawsuit to pursue compensation for your injuries. Missing this deadline can severely limit your legal options.

Deadline for Filing a Car Accident Lawsuit

The specific statute of limitations for car accident cases varies depending on your location. In most states, the time limit to file a personal injury lawsuit after a car accident is two years. This means you have two years from the date of the accident to initiate legal proceedings. This does vary from state to state however, with some only allowing one year. There can also be some exceptions, so consulting with an attorney in your state is highly recommended.

Why the Deadline Matters

The statute of limitations exists to ensure evidence is fresh and witnesses’ memories are clear. It also protects the fairness of the legal process for the defendant. If you wait too long to file a lawsuit, crucial evidence may be lost, making it difficult to prove your case. Additionally, the at-fault party’s insurance company may be less likely to offer a fair settlement if they believe you’ve waited because your case is weak.

If you’ve been injured in a car accident, don’t wait until the last minute to contact a car accident lawyer. Here’s why acting swiftly is crucial:

• Preserves Evidence: A lawyer can gather evidence like police reports, medical records, and witness statements while they are readily available.
• Strengthens Your Case: The sooner you involve a lawyer, the sooner they can start building a strong case on your behalf. This includes negotiating with insurance companies and, if necessary, preparing for a lawsuit.
• Protects Your Rights: An experienced lawyer can ensure your rights are protected throughout the legal process. They can guide you through complex legal procedures and fight for the compensation you deserve.

Remember: The statute of limitations is a strict deadline. Don’t risk losing your right to compensation by waiting too long. Contact a car accident lawyer as soon as possible after your accident to discuss your case and explore your legal options.

Finding Support After a Car Accident

The aftermath of a car accident can be incredibly stressful, leaving you to manage physical injuries, emotional trauma, and complex legal issues. You don’t have to navigate this challenging time alone. Here’s how you can find support:

Legal Representation

Car accident lawyers can be invaluable assets. They understand the complexities of insurance claims and legal battles, ensuring you receive fair compensation for your injuries, lost wages, and car repairs.

Medical Care

Following an accident, prioritize your health. Seek medical attention to address any injuries, even if they seem minor. Early treatment can minimize long-term complications.

Support Groups

Connecting with others who have been through similar experiences can be a source of strength and understanding. Support groups offer a safe space to share your feelings and learn from others’ coping strategies. You can find car accident support groups online or through local hospitals and rehabilitation centers.

Mental Health Support

Car accidents can take a significant emotional toll. Don’t hesitate to seek professional help from a therapist or counselor. They can equip you with tools to manage stress, anxiety, and any post-traumatic stress you may be experiencing.

Family and Friends

Lean on your loved ones for emotional support and practical assistance. They can help with errands, transportation, and household tasks while you recover.

Frequently Asked Questions About Car Accident Cases

Should I file a police report, even if the damage seems minor? 

Always file a police report, regardless of the damage’s severity. It establishes a record of the accident, date, location, parties involved, and witness statements. This documentation becomes crucial evidence for insurance claims and potential lawsuits.

What if I wasn’t the one who caused the accident? Can I still get compensation?

Absolutely. If the other driver was at fault, you can file a claim against their insurance company to recover damages for medical bills, lost wages, car repairs, and pain and suffering.

What happens if the other driver doesn’t have insurance, or it’s insufficient?

Uninsured/Underinsured motorist coverage (UM/UIM) protects you in such scenarios. It’s wise to check your own policy for UM/UIM coverage and consider increasing the limits if necessary.

How much compensation can I expect? 

Compensation varies depending on the severity of your injuries, lost wages, medical bills, and property damage. Consulting a car accident lawyer helps determine the full extent of your damages and fight for fair compensation.

What if I’m partially at fault for the accident? 

Most states follow a comparative negligence system. This means your compensation might be reduced based on your percentage of fault in the accident. An experienced lawyer can navigate these complexities and negotiate the best possible outcome.

Is there a time limit to file a car accident lawsuit? 

Yes, each state has a statute of limitations for filing personal injury lawsuits arising from car accidents. Missing this deadline could bar you from seeking compensation altogether. Don’t delay – contact a lawyer as soon as possible after the accident.

What should I do if the insurance company denies my claim or offers a low settlement? 

An experienced car accident lawyer can analyze your case, gather evidence, negotiate with the insurance company, and fight for the compensation you deserve. Don’t accept a low offer without legal counsel.

Do I need to go to court if I file a lawsuit? 

Most car accident cases settle out of court. However, if a fair settlement isn’t reached, your lawyer will advise you on the best course of action, which may involve going to court.

Can I afford a car accident lawyer? 

Many car accident lawyers work on a contingency fee basis. This means you won’t pay any fees upfront; their fees are a percentage of the compensation you recover.

What are some key things to consider when choosing a car accident lawyer? 

Look for a lawyer with experience handling car accident cases in your state. Research their track record, qualifications, and client reviews. Schedule consultations with a few qualified personal injury lawyers to find someone you feel comfortable working with.

Contact an Experienced Car Accident Attorney

The aftermath of car accidents can be overwhelming, leaving you with injuries, lost wages, and complex insurance claims.

Don’t go through this alone. 1-800-ATTORNEY’s experienced car accident lawyers are available 24/7 to fight for the compensation you deserve. Insurance companies often prioritize their bottom line, but we will navigate the legal issues and ensure you’re fairly compensated for injuries, lost wages, and car repairs. Call 1-800-288-6763 for a free consultation today.

You need to hire on an attorney as soon as you’re able to do so, and the attorneys at 1-800-ATTORNEY charge you nothing out of pocket. We ONLY get paid if we win your case.